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Property and Casualty

Corporate Insurance Property and Casualty

Workmen Compensation

A employer has a duty in ensuring that his employees are working in a safe environment and is adequately equiped for the job he is assigned. If injured as a result of his work, employer is to make a incident report to MOM and also inform the insurance company. The employee may seek compensation through the WIC Act or viat Common Law.

Industrial All Risks

Industrial All Risk insurance is designed to insure the property and Business interruption in one Single Policy. The Property (Building, Improvements, Contents, Stocks) is insured on a All Risk Coverage. With a all risk cover, the insured will be covered for any accidental and unforeseeable loss unless specifically excluded.

Fire

A fire insurance, as its name suggest, provide compensation to the owner for its loss of asset in a fire. Many People may not be aware that a fire insurance also covers for many other perils which you should be concern of.

Consequential Loss

Consequential loss insurance is also know as Business Interruption Insurance. The policy can be arranged to pay for the loss of profit, standing charges, additional cost of working or charges which may be incurred to kick start the business operation after a loss (e.g from a fire). The compensation is for a limited number of months arranged and will ceased when the business in back running or the fulfillment of

Burglary

A burglary insurance will compensate the insured for its loss in a burglary. The interest insured will usually include the contents, building and furniture’s and improvements.

Money

Money Insurance is a specific insurance policy that pays for loss of money in the premises or during transit.

Specialist Outpatient Insurance

The specialist outpatitent plan pays for specialist consultation, x-ray and lab test referred by a general practitioner.

Plate Class

The specialist outpatitent plan pays for specialist consultation, x-ray and lab test referred by a general practitioner.