Singapore has one of the world’s highest home ownership rate in the world. Your home may be a HDB flat, Private Condominium, or Landed property, it is probably one of your most important investment.
This is why it is so important to have your place properly insured against any losses, and also any inconvenience and liability which may arise.
Insurance for home may be similar, but it is important to understand the risk and concerns which you need to address with right insurance plan.
A HDB Flat, Private Condominium, and Landed Property is also different due to the value, Structure of the property.
The policy is usually on a multiple coverage package, which addresses the common concerns which home owners may face
However, it is important to note that the policy is on a yearly renewal basis and that the policy will deem to be void if renewal is not processed before its expiry.
Most of the benefits are on indemnity basis.
Apart for the insurance on the property, most home insurance will also packaged other benefits under the policy to address to the other concerns of the policy holders.
1. Fire or All risk cover
2. Burglary and Theft cover
3. Loss of Rent and Temporary Accommodation
4. Public Liability
5. Personal Accident
6. Loss of Money
7. Removal of Debris
8. Breakage of Glass
9. Accidental Death or Loss of Pet
10. Emergency Home Assistance
11. Personal Belongings Worldwide cover
12. Conservancy Fee
Please refer to the below brochures for detail coverage and premium payable for each plan type.
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About the Property